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Your car is collateral in this loan, so you are able to borrow a percentage of its value. They must have a vehicle that is no more than eight years old. They are totally free to use the money as and when required. However, what if you find yourself in an emergency situation and in dire need of a big amount of money?

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It’s a good idea to speak with your lender because they all have their own policies about their loan using car title. Today, people get scared trying to know if these loans are worth the time and energy. With this option, you consolidate your higher interest debt onto a lower credit card — hopefully one with a lower interest rate and better terms.

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